Houses and lots with Infonavit Credit in Aguascalientes

Frequently asked questions about living in the area

• How much credit do I need to buy a House and lot in Aguascalientes with an Infonavit loan? To buy an average House and lot in Aguascalientes with an Infonavit loan, costing $ 3,480,000 MXN, Infonavit can finance up to 90-100% of the total value by adding your housing sub-account. We recommend having at least an additional 7% of the value ($ 243,600 MXN) in your Housing Sub-account to cover notarial fees, taxes and closing costs. Use the official Infonavit simulator or check your "Mi Cuenta Infonavit" for a personalized calculation based on your salary and points. This ensures a smooth title transfer and avoids unexpected rejections.
• How much should I have saved to buy a House and lot in Aguascalientes with an Infonavit loan? Although the Infonavit loan can cover up to 90-100% of the House and lot value, for properties in Aguascalientes priced at approximately $ 3,480,000 MXN, it is recommended to have at least 7% of the value ($ 243,600 MXN) in your Housing Sub-account. This ensures a smooth title transfer process, covering notarial fees, taxes and closing costs without setbacks. Check your exact balance in "Mi Cuenta Infonavit" to verify your actual savings and avoid surprises.
• How much would my monthly payments be in Aguascalientes to buy a House and lot with an Infonavit loan? Considering the average price of $ 3,480,000 MXN in Aguascalientes for a House and lot, your estimated monthly payment with a 30-year Infonavit loan would be approximately $ 35,383 MXN. This amount already includes damage and life insurance. Your exact payment will be adjusted to your salary (generally 25-30% of your income), so it could be lower if you earn less. Approximate fixed rate of 12% (2026). Use the official Infonavit simulator for your personalized calculation. To acquire this average House and lot in Aguascalientes, a minimum monthly family income of $ 3,538 MXN is recommended. Note: These are estimates. Check "Mi Cuenta Infonavit" for your official pre-qualification and to avoid surprises.