Houses and lots with Infonavit Credit in Tijuana, Baja California

Frequently asked questions about living in the area

• How much credit do I need to buy a House and lot in Tijuana with an Infonavit loan? To buy an average House and lot in Tijuana with an Infonavit loan, costing $ 5,200,000 MXN, Infonavit can finance up to 90-100% of the total value by adding your housing sub-account. We recommend having at least an additional 7% of the value ($ 364,000 MXN) in your Housing Sub-account to cover notarial fees, taxes and closing costs. Use the official Infonavit simulator or check your "Mi Cuenta Infonavit" for a personalized calculation based on your salary and points. This ensures a smooth title transfer and avoids unexpected rejections.
• How much should I have saved to buy a House and lot in Tijuana with an Infonavit loan? Although the Infonavit loan can cover up to 90-100% of the House and lot value, for properties in Tijuana priced at approximately $ 5,200,000 MXN, it is recommended to have at least 7% of the value ($ 364,000 MXN) in your Housing Sub-account. This ensures a smooth title transfer process, covering notarial fees, taxes and closing costs without setbacks. Check your exact balance in "Mi Cuenta Infonavit" to verify your actual savings and avoid surprises.
• How much would my monthly payments be in Tijuana to buy a House and lot with an Infonavit loan? Considering the average price of $ 5,200,000 MXN in Tijuana for a House and lot, your estimated monthly payment with a 30-year Infonavit loan would be approximately $ 52,871 MXN. This amount already includes damage and life insurance. Your exact payment will be adjusted to your salary (generally 25-30% of your income), so it could be lower if you earn less. Approximate fixed rate of 12% (2026). Use the official Infonavit simulator for your personalized calculation. To acquire this average House and lot in Tijuana, a minimum monthly family income of $ 5,287 MXN is recommended. Note: These are estimates. Check "Mi Cuenta Infonavit" for your official pre-qualification and to avoid surprises.
• What are the location requirements for Infonavit in Tijuana? For a house in Tijuana to be eligible, it must be within 2 km (approx. 30 min walking) of primary schools, supply centers and health units. In Tijuana, this includes houses near for example Miguel de Cervantes and ISSSTE. Additionally, it must have basic services and be in an area with efficient public transportation such as Train Station Estacion A.