How much credit do I need to buy a House and lot in Baja California Sur with an Infonavit loan?

To buy an average House and lot in Baja California Sur with an Infonavit loan, costing $ 7,287,585 MXN, Infonavit can finance up to 90-100% of the total value by adding your housing sub-account. We recommend having at least an additional 7% of the value ($ 510,130 MXN) in your Housing Sub-account to cover notarial fees, taxes and closing costs. Use the official Infonavit simulator or check your "Mi Cuenta Infonavit" for a personalized calculation based on your salary and points. This ensures a smooth title transfer and avoids unexpected rejections.

How much should I have saved to buy a House and lot in Baja California Sur with an Infonavit loan?

Although the Infonavit loan can cover up to 90-100% of the House and lot value, for properties in Baja California Sur priced at approximately $ 7,287,585 MXN, it is recommended to have at least 7% of the value ($ 510,130 MXN) in your Housing Sub-account. This ensures a smooth title transfer process, covering notarial fees, taxes and closing costs without setbacks. Check your exact balance in "Mi Cuenta Infonavit" to verify your actual savings and avoid surprises.

How much would my monthly payments be in Baja California Sur to buy a House and lot with an Infonavit loan?

Considering the average price of $ 7,287,585 MXN in Baja California Sur for a House and lot, your estimated monthly payment with a 30-year Infonavit loan would be approximately $ 74,097 MXN. This amount already includes damage and life insurance. Your exact payment will be adjusted to your salary (generally 25-30% of your income), so it could be lower if you earn less. Approximate fixed rate of 12% (2026). Use the official Infonavit simulator for your personalized calculation. To acquire this average House and lot in Baja California Sur, a minimum monthly family income of $ 7,409 MXN is recommended. Note: These are estimates. Check "Mi Cuenta Infonavit" for your official pre-qualification and to avoid surprises.

Houses and lots with Infonavit Credit in Baja California Sur

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Houses and lots validated for your Infonavit credit

Browse new and used Houses and lots en Baja California Sur that accept Infonavit, with real prices so you can find your own home today.

Featured

(619) VENTA DE CASA EN PRIVADA SEASIDE EN LA PAZ B.C.S.

ASESOR 2MAS2

House For Sale in Centenario

Centenario, La Paz, Baja California Sur

Wiggot: paEHZRF Spectacular house with spacious areas and quality finishes. Your new home awaits you in this impressive property of 165.38 m2 of construction on a 200 m2 lot. It features 3 bedrooms, 3 bathrooms, and space for 2 cars. Highlights include: * Comfort and functionality: Fully equipped kitchen, water tank and rooftop water container for your peace of mind. * Outdoor spaces: Enjoy a terrace and a roof garden with sea view, ideal for relaxing or entertaining guests. * Parking: Includes 2 parking spaces, one of them covered. * Amenities: Access to a refreshing swimming pool. This house combines design and comfort, offering an unparalleled lifestyle.

House For Sale in Costa Dorada

Costa Dorada, Los Cabos, Baja California Sur

Live comfortably and privately in a furnished and equipped house with spacious areas, excellent layout, and the privacy of living in a gated community. ✨ Features: • 4 bedrooms | 2.5 bathrooms • Living room, dining room, and equipped kitchen • Porch and balcony • Laundry area and utility room • Garage for 2 cars • Solar water heater, 2,500 L cistern + additional 2,200 L • 3,500 Watt power generator • Lot size: 188.52 m² | Construction: 202.66 m² 💰 Payment methods: cash, Infonavit, or bank credit. 📑 Lien-free property, ready for title transfer. 📍 Lot 1, Mz 3, Calle Balsa – Privada Residencial Santa Bárbara Appointments with 24 hours notice, contact me 📲 Schedule your appointment today at 624 156---- ✉️ Email: ---@legacybcs.mx #CaboSanLucas #HouseForSale #RealEstateLosCabos #HouseForSale #RealEstateInvestment #MarbyLegacyRealtyBCS #LegacyRealtyBCS #LosCabos

$ 6,500,000 MXN

202 m²

2 Car parks

Opportunity: 25% below average price

House For Sale in El Tezal

El Tezal, Los Cabos, Baja California Sur

🏡✨ LUXURY RESIDENCE IN PRESALE | CABO SAN LUCAS Where contemporary design meets an elevated lifestyle. A property designed for those who value space, privacy, and quality of life in one of the fastest-growing areas in Los Cabos. 4 Bedrooms · 4.5 Bathrooms · Rooftop · Private Garden Social area with open concept (living and dining room) 🌴 Premium community with resort-style amenities Swimming pools · Gym · Clubhouse · Padel and pickleball Green areas · Putting green · 24/7 security 💰 $700,000 USD Equivalent in MXN at the FIX exchange rate This beautiful property is located very close to Colegio del Mar. 👉 Send me a message for more information and availability Mar Sandoval | Certified Real Estate Marketing Advisor 📲 +52 624 157 ---- ✉️ ---@legacybcs.mx LIC-RAPIBCS-0588 📍 Legacy Realty BCS – Plaza Novva, Local 15, El Tezal, Cabo San Lucas

House For Sale in Brisas del Pacifico Codepa

Brisas del Pacifico Codepa, Los Cabos, Baja California Sur

HOUSE FOR SALE IN CABO SAN LUCAS – CERRO DE LOS VENADOS one block from Av. Los Cabos. Looking for a spacious property? This is a solid opportunity, close to the Health Center and a few blocks from CETMAR with excellent connectivity. ▪️ 330 m² of construction ▪️ 3 spacious bedrooms ▪️ 5 full bathrooms ▪️ Spacious living and dining room ▪️ Fully equipped kitchen with wood finishes ▪️ Cedar closets ▪️ Additionally includes a separate apartment (bedroom + kitchen + full bathroom) ▪️ Garage with gate for up to 3 cars ▪️ 10,000 liter water cistern ▪️ Rooftop with potential to expand or create a social area 💰 Price: $6,300,000 MXN ✔ Accepts bank credit, Infonavit, and cash ✔ Free of liens and ready for title transfer 📍 Location: https://maps.app.goo.gl/DEoJhGWWjPz4z---- 🚀 Invest in a property with location, space, and potential. 📩 Contact me to schedule a visit or receive more information Mar Sandoval | Certified Real Estate Marketing Advisor 📲 +52 624 157 ---- 💬 WhatsApp: https://wa.link/zn---- ✉️ ---@legacybcs.mx LIC-RAPIBCS-0588 📍 Legacy Realty BCS – Plaza Novva, Local 15, El Tezal, Cabo San Lucas #MarByLegacyRealtyBCS #LosCabosRealEstate #LosCabos #CaboSanLucas #SmartInvestment #RealEstate #LegacyRealtyBCS

House For Sale in Progreso

Progreso, La Paz, Baja California Sur

FOR SALE SINGLE-LEVEL RESIDENCE IN "PRIVADA SOFÍA" Gated residential community with controlled access and 24-hour surveillance. The property is delivered fully furnished, with new furniture and equipped with excellent quality finishes. Contact us and we will give you more information about the amenities that this beautiful house has.

$ 2,400,000 MXN

82 m²

2 Car parks

Opportunity: 32% below average price

Yances Spazio Joined since 2024

Just Listed

Featured

Casa en venta Los Naranjos, La Paz, BCS, a minutos de Pino Pallas y UABCS

House For Sale in La Paz

La Paz, La Paz, Baja California Sur

Strategic location and excellent connectivity in a high-demand area Located in a private community with controlled access that provides tranquility and security, this attractive 2-level property for sale stands out for its functional design, spacious areas, and unbeatable connectivity within the city. Strategically situated right behind UABCS, the home places you just 6 minutes from Hospital Salvatierra and 2 minutes from Blvd. Pino Pallas, one of the most important roadways in the area. From here, you'll have immediate access to self-service stores like Chedraui Pino Pallas, educational centers, banks, and high-traffic shopping malls such as Galerías La Paz and Paseo La Paz. Interior layout and first-class finishes The property offers a smart layout with 3 spacious bedrooms and 2.5 full bathrooms. The ground floor integrates an open living and dining area with excellent natural light, connecting to a fully equipped kitchen with elegant granite countertops. Outside, you'll enjoy a large backyard, perfect for family gatherings, gardening projects, or socializing areas, in addition to a parking area with very comfortably sized spaces. The entire house stands out for its fine Alder wood carpentry details, as well as wooden vanity furniture in bathrooms with granite countertops and porcelain sinks. Additionally, it features guaranteed water equipment with a 1,800-liter cistern and a 1,100-liter water tank. We accept all types of credit Bank loans, Fovissste, and Infonavit are accepted. Take advantage of this great investment opportunity and move into the ideal home for your family. - Main features: 3 spacious bedrooms 2.5 full bathrooms 2-level layout Fully equipped kitchen with granite countertops Fine Alder wood carpentry Wooden vanities with granite countertops and porcelain sinks Comfortably distributed vehicle parking Large backyard for events and social gatherings 1,800 L cistern and 1,100 L water tank Contact us today to request more information and schedule a guided tour of the property. - Price subject to change without notice.

$ 2,990,000 MXN

90 m²

2 Car parks

Opportunity: 22% below average price

RIM Inmobiliaria Joined since 2022

LEGACY REALTY BCS

House For Sale in City Centre

City Centre, Los Cabos, Baja California Sur

🏡 House for Sale – Privada Residencial Santa Bárbara, Cabo San Lucas Live comfortably and privately in a furnished and equipped house with spacious areas, excellent layout, and the privacy of living in a gated community. $6,500,000 Pesos ✨ Features: • 4 bedrooms | 2.5 bathrooms • Living room, dining room, and equipped kitchen • Porch and balcony • Laundry area and utility room • Garage for 2 cars • Solar water heater, 2,500 L cistern + additional 2,200 L • 3,500 Watt Power Generator • Land area: 188.52 m² | Construction: 202.66 m² 💰 Payment methods: cash, Infonavit, or bank credit. 📑 Property free of liens, ready for title transfer. 📍 Lot 1, Block 3, Balsa Street – Privada Residencial Santa Bárbara https://maps.app.goo.gl/8WA2xDHVC73tL---- Appointments with 24 hours notice, contact me 📲 Schedule your appointment today at 624 157 ---- MLS # 25-5027 #CaboSanLucas #HouseForSale #RealEstateLosCabos #HouseForSale #RealEstateInvestment #MarbyLegacyRealtyBCS #LegacyRealtyBCS #LosCabos

$ 6,500,000 MXN

202 m²

2 Car parks

Opportunity: 25% below average price

LEGACY REALTY BCS

Joined since 2020

Featured

House For Sale in Boulevard Hojazen

Boulevard Hojazen, Los Cabos, Baja California Sur

🍀 NEW HOUSE FOR SALE IN HOJAZÉN, LOS CABOS 🍀 Enjoy a modern, functional property with excellent appreciation in one of the fastest-growing areas. Ideal both for living and for generating rental income. 💰 Price: $4,250,000 MXN Layout and Features: 🔹 152 m² of land | 125 m² of construction 🔹 3 spacious bedrooms (with closets included) 🔹 2.5 bathrooms 🔹 Fully equipped kitchen 🔹 Garage 🔹 15,000 L cistern (forget about water!) 🎁 Limited-time special bonus: Includes installed air conditioners and electric gate. 💳 Payment options: Bank Credit, Cofinavit or Cash Payment. 🤝 I accompany you and manage your credit at no cost. 📲 Want to see it? Schedule your visit today: José Luis Sastré | 📞 624.136.----

$ 4,250,000 MXN

Garage

Jose Luis Sastré Joined since 2025

Featured

En Venta Casa en Palma Real Cabo San Lucas

House For Sale in Brisas del Pacifico

Brisas del Pacifico, Los Cabos, Baja California Sur

House for Sale in Privada Palma Real – Cabo San Lucas Located within an exclusive gated community, this residence combines comfort, design, and quality in every detail. Ideal for families looking for security, spaciousness, and excellent finishes in one of the fastest-growing areas of Cabo San Lucas. Main features: 3 bedrooms 2.5 bathrooms Covered laundry area 189 m² of construction 200 m² of land Additional details: Marble floors Air conditioning throughout the house High-quality carpentry in kitchen, closets, and bathroom furniture Granite countertop in kitchen and bathroom vanities Spacious storage room Cistern with a capacity of 40,000 liters Common area with swimming pool and jacuzzi Sale price: $4,750,000 MXN I support you at no cost in the processing of your mortgage loan. Contact: Elisa Zepeda 📞 624.175.----

$ 4,750,000 MXN

Garage

Jose Luis Sastré Joined since 2025

House For Sale in Parque Miramar

Parque Miramar, La Paz, Baja California Sur

This house is ideal for those starting a new family stage With functional, comfortable, and well-distributed spaces, it is located in an urbanized area in constant growth. Close to parks, 5 minutes from main shopping centers like Chedraui, Aurrera, and Ley Express, as well as restaurants, schools, and commercial plazas. - Features: Living room Dining room 2 bedrooms 1 full bathroom and 1 half bathroom Cantera stone cladding Residential finishes Car footprint in carport Accessories: -Contemporary architecture -Hydraulic concrete urbanization -Underground services -Wide access roads -Perimeter wall in Residencial Bank credits accepted: Infonavit, Fovissste, bank, and cash SCHEDULE YOUR APPOINTMENT AND GET TO KNOW IT!. EasyBroker ID: EB-PT0506

$ 1,849,900 MXN

65 m²

2 Car parks

Opportunity: 33% below average price

Asesora Angélica Cota de Enlaces Patrimoniales Joined since 2021

House For Sale in La Paz

La Paz, La Paz, Baja California Sur

HOUSE FOR SALE IN RESIDENCIAL ALTAMIRA 🏡 Ideal for families looking for their first home. If you are starting a new stage, this house is perfect for you. It features contemporary design, in an urbanized and quiet area. With hydraulic concrete infrastructure, underground services, wide access roads. Close to parks, 5 minutes from major shopping centers like Chedraui, Aurrera and Ley Express, as well as restaurants, schools, commercial plazas. Features of Model D-55 -Living room - Dining room - Full kitchen -2 bedrooms - 1 full bathroom -Quarry cladding -Residential finishes -Car footprint in garage Your first home offers security and tranquility! Bank credits Infonavit, Fovissste and cash accepted. SCHEDULE YOUR APPOINTMENT AND GET TO KNOW IT!. EasyBroker ID: EB-PT6439

$ 1,519,900 MXN

55 m²

1 Garage

Opportunity: 35% below average price

Asesora Angélica Cota de Enlaces Patrimoniales Joined since 2021

House For Sale in Roma

Roma, La Paz, Baja California Sur

This property offers all the tranquility and comfort of living in a private community just 10 minutes from the boardwalk. Designed for functionality, comfort, and community living. All this included in a prime location; close to schools, shopping centers, hospitals, and main roads of our city. A fully urbanized area, with the advantage of low vehicular traffic on the surrounding streets and the plus of hydraulic pavement. ☑️ At the front; a spacious carport for two cars, fully covered with ironwork, and an electric gate ☑️ On the ground floor; living room, dining room, kitchen, 2 bedrooms, and a full bathroom ☑️ Backyard with a grill area and laundry space ☑️ On the second floor; 1 bedroom, full bathroom, and a terrace ready for your personal touch to create an intimate and social space. ✅ Property with a lien, accepts bank credit, Infonavit, and Cofinavit. EasyBroker ID: EB-WL2401

$ 2,700,000 MXN

114 m²

2 Car parks

Ocean Dreams Realty Joined since 2023

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Frequently asked questions about living in the area

How much credit do I need to buy a House and lot in Baja California Sur with an Infonavit loan? To buy an average House and lot in Baja California Sur with an Infonavit loan, costing $ 7,287,585 MXN, Infonavit can finance up to 90-100% of the total value by adding your housing sub-account. We recommend having at least an additional 7% of the value ($ 510,130 MXN) in your Housing Sub-account to cover notarial fees, taxes and closing costs. Use the official Infonavit simulator or check your "Mi Cuenta Infonavit" for a personalized calculation based on your salary and points. This ensures a smooth title transfer and avoids unexpected rejections.
How much should I have saved to buy a House and lot in Baja California Sur with an Infonavit loan? Although the Infonavit loan can cover up to 90-100% of the House and lot value, for properties in Baja California Sur priced at approximately $ 7,287,585 MXN, it is recommended to have at least 7% of the value ($ 510,130 MXN) in your Housing Sub-account. This ensures a smooth title transfer process, covering notarial fees, taxes and closing costs without setbacks. Check your exact balance in "Mi Cuenta Infonavit" to verify your actual savings and avoid surprises.
How much would my monthly payments be in Baja California Sur to buy a House and lot with an Infonavit loan? Considering the average price of $ 7,287,585 MXN in Baja California Sur for a House and lot, your estimated monthly payment with a 30-year Infonavit loan would be approximately $ 74,097 MXN. This amount already includes damage and life insurance. Your exact payment will be adjusted to your salary (generally 25-30% of your income), so it could be lower if you earn less. Approximate fixed rate of 12% (2026). Use the official Infonavit simulator for your personalized calculation. To acquire this average House and lot in Baja California Sur, a minimum monthly family income of $ 7,409 MXN is recommended. Note: These are estimates. Check "Mi Cuenta Infonavit" for your official pre-qualification and to avoid surprises.

Evolution of houses and lots for sale prices in Baja California Sur

$ 43,047 MXN/m² Price per m² of a house and lot in Baja California Sur in July 2026

$ 7,287,585 MXN Average value of a house and lot

+0.5 % Evolution compared to June 2026

-3.3 % Evolution compared to January 2026

Is it a good time to buy a house and lot in Baja California Sur in 2026?

In July 2026, the sale of houses in Baja California Sur has started to rise steadily, ideal for those who want to invest before prices rise even more.
This scenario is convenient for buyers looking to acquire their first property, expand their portfolio, or secure favorable conditions before the trend accelerates.

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